Value Proposition: A monthly pack that transforms Month-End figures into a management deliverable that is discussion-ready: Adjusted TB → Profitability & Margins → Cash & Liquidity → Working Capital → Variance Analysis → KPI Dashboard → Management Pack (PDF/Excel) + Sign-off instead of sending just P&L without explanations of movements or performance variances.

In 20 Seconds: What Will You Get?

• Profitability Pack: Monthly P&L + YTD + Margins (Gross/EBITDA/Net) + Analysis by Line/Segment (if available).
• Liquidity Snapshot: Cash and Bank + Summary Cash Flow + Selected Short-term Liabilities.
• Working Capital Dashboard: ΔAR/ΔAP/ΔInventory + DSO/DPO/DIO + Explanation of Movements.
• Variance Analysis: Actual vs Budget/Forecast and MoM with variance classification (Price/Volume/Mix/One-offs).
• KPI Dashboard: Monthly printable KPI dashboard (6–12 KPIs depending on your activity) with trends.
• Management Commentary Template: Page “What Happened? Why? What Decision is Needed?” with bullet points.
• Sign-off + Version: Confirmation of the version sent to management (Version/Date/Owner).

CTA related to deliverables: Receive Profitability + Liquidity + Working Capital + Variances + KPI as a consistent monthly file sent to management in the same structure each time.

Suitable For

• Financial Controller looking for a consistent monthly pack instead of preparing reports from scratch each time.
• FP&A needing a ready variance framework and linking KPIs to results.
• CEO/CFO wanting a “Decision Summary” based on numbers, not just tables.

Not Suitable For

• A company that cannot extract TB monthly or does not finalize Adjusted TB before reporting (numbers will change after sending).
• Those wanting an interactive Dashboard on Power BI/ERP—this is an Excel/Template pack for monthly delivery.

Without the Pack / With the Pack (Quick Comparison)

Before Use: 5 Symptoms in Monthly Reports

• Management receives P&L without an explanation of “Why did the results change?”.
• The liquidity report is sent as a bank balance only without seeing short-term liabilities or period movements.
• Working capital changes but there is no dashboard linking Δ to reasons (Collections/Inventory/Payments to Suppliers).
• Variances are discussed verbally without a table proving their components (price/volume/one-offs).
• Every month the same report is rebuilt because there is no fixed Pack with Version/Sign-off.

Monthly Management Pack: Implementation Method (3 Steps Without Gaps)

Step 1: Preparation and Report Collection

• Finalize Adjusted TB for the period + P&L/BS exports.
• Gather supporting reports: AR/AP Aging + Bank balances + Inventory summary (if available) + Budget/Forecast (if available).
• Define “management classifications” (Lines/Segments/Cost centers) if they will be used in the analysis.

Step 2: Build Reports and Analyses

• Fill in Profitability: Margins + YTD + Analysis of large items + One-offs.
• Fill in Working Capital: ΔAR/ΔAP/ΔInventory + Days indicators + Explanation of movements.
• Run Variance: Actual vs Budget + MoM with classification of reasons and linking to GL items/operational events.

Step 3: Dashboard + Commentary + Sign-off

• Update KPI dashboard and add trends (3–12 months) based on available data.
• Write Management commentary: 5–10 points (Result/Cause/Decision Needed/Risk/Opportunity).
• Finalize Version & Sign-off and produce a sending copy (PDF/Excel) and archive the pack for the period.

Pack Components (Clear Inventory)

1. Profitability Report
   • Practical Purpose: Present Monthly P&L + YTD + Margins and explain items of change.
   • When Used: Every month after finalizing Adjusted TB.
   • Output Evidence: Profitability report with details of large items and their references.
2. Liquidity Snapshot
   • Practical Purpose: Illustrate liquidity position: Cash/Banks + Summary Movement + Specific Short-term Liabilities.
   • When Used: Monthly, and useful weekly if the company desires.
   • Output Evidence: Printable liquidity page linking the balance to bank references.
3. Working Capital Dashboard
   • Practical Purpose: Link ΔAR/ΔAP/ΔInventory to days indicators and explain movements.
   • When Used: Monthly, especially with significant changes in collections/inventory.
   • Output Evidence: Dashboard showing where cash has been tied up and why.
4. Variance Analysis
   • Practical Purpose: Analyze Actual vs Budget/Forecast and MoM with classification (price/volume/mix/one-offs).
   • When Used: Monthly before management meeting.
   • Output Evidence: Variance table identifying the largest drivers and responsible parties for follow-up.
5. KPI Dashboard
   • Practical Purpose: Present 6–12 KPIs related to profitability, liquidity, and working capital.
   • When Used: Monthly with trends (Trend) for several months.
   • Output Evidence: A sendable/printable dashboard that updates automatically from inputs.
6. Management Commentary Template
   • Practical Purpose: Transform numbers into decision points: What happened? Why? What decision do we need?
   • When Used: At the end of pack preparation and before sending.
   • Output Evidence: A concise commentary page suitable for sharing in the meeting.
7. Pack Index + Sign-off
   • Practical Purpose: Confirm the reference version of the pack (Version/Date) and who reviewed/approved.
   • When Used: Before sending the report to management and after any final adjustments.
   • Output Evidence: Index + sign-off prevents discrepancies in pack versions within the team.

CTA related to deliverables: Profitability + Liquidity + WC + Variance + KPI + Commentary as a consistent monthly Management pack.

What Should Be Included in the Delivery?

• 01 – Reference TB: Adjusted TB for the period + Extraction Date + Reference Copy.
• 02 – Profitability: Monthly P&L + YTD + Analysis of large items + One-offs list.
• 03 – Liquidity: Bank balances + Summary Movement + Selected Short-term Liabilities + References.
• 04 – Working Capital: AR/AP Aging + Inventory summary (if available) + DSO/DPO/DIO calculation + Explanation of movements.
• 05 – Variance: Actual vs Budget/Forecast + MoM + Explanation of the largest variances.
• 06 – KPI Dashboard: KPI dashboard + Trends + Definition for each KPI and its source.
• 07 – Commentary: Management commentary page (Key messages + decisions needed).
• 08 – Pack Index & Sign-off: Section index + reference version + Prepared/Reviewed/Approved.

After Implementation (Two Key Points)

• Operational Outcome for the Team: Preparing the monthly report becomes “repeatable” because the structure is fixed and inputs are defined, instead of rebuilding the report from scratch every month.
• Control/Management Outcome: Management receives a clear linkage between profitability, liquidity, working capital, and variances, with decision points instead of just presenting numbers.

FAQ — Questions Before Purchase

Does it require a Budget/Forecast?

No, it is not mandatory. The pack can operate with MoM and YTD only. Having a Budget/Forecast enhances the value of variance analysis but is optional.

Does it work with any accounting system?

Yes. The condition is that you can extract TB and supporting reports (AR/AP aging and bank balances). The pack relies on outputs, not on a specific ERP.

Can KPIs be customized according to my activity?

Yes. The KPI dashboard template allows for changing indicators, as long as the source of each KPI and its calculation method are defined within the pack.

Is it suitable for multi-branch companies?

Yes, if TB and reports are available by branch/Cost center. Analysis pages can be added by branch within profitability and working capital.

Does it produce a ready-to-send PDF file?

The template is designed for easy export (PDF) after updating. The decision on the output format (Excel/PDF) depends on your management’s presentation preferences.

Does it cover Cash Flow analysis comprehensively?

It provides a liquidity snapshot and summary movement. If you need a complete Cash Flow statement (Indirect/Direct), there is a separate template for the cash flow statement.

Can it be linked to Month-End closing?

Yes, because the starting point is the Adjusted TB. It is best to run it after closing adjustments and reconciliations and finalizing the reference version for the period.

Does it include Sign-off and version approval?

Yes. There is a Pack index + Sign-off to confirm the reference version sent to management and its date.

Ready to Deliver a Well-Organized Monthly Report with Decision Points to Management?

You will receive: Profitability + Liquidity + Working Capital + Variance + KPI Dashboard + Commentary + Sign-off as a consistent monthly management report.